Disclaimer

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Before you explore too deep into our guides, we just want to make one thing clear — we’re here to help, not to give legal or financial advice. Everything you read on Clever Insurance Guide is meant to make your insurance journey simpler, not to tell you exactly what to do.

We do our best to make sure all our content is accurate, helpful, and up to date. But let’s be honest — insurance rules and prices change more often than the weather. So before you make any serious decision, always double-check the details with your insurance company or a certified professional.

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We believe in honest writing and fair information. Every opinion shared here comes from experience, research, or plain curiosity — never from pressure to promote something.

At the end of the day, we just want to guide you through the confusing parts of insurance and help you make smarter, confident choices.

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Last updated: October 2025